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Track your expenses diligently from "summary" of Manage Your Money Like a F*cking Grown-Up by Sam Beckbessinger
To make sure your money is going where you want it to go, you need to track your expenses. This means keeping a close eye on where your hard-earned cash is going every month. It's not the most exciting task in the world, but it's a crucial one if you want to take control of your finances like a total boss. Tracking your expenses diligently means recording every single cent you spend. This includes everything from your rent or mortgage payment to that cheeky mid-afternoon snack you bought at the corner store. You need to be thorough and honest with yourself about where your money is going. No hiding those impulse purchases or ignoring those streaming service subscriptions you never use. There are plenty of tools out there to help you track your expenses, from good old-fashioned pen and paper to fancy apps on your smartphone. Find a method that works for you and stick with it. The key is consistency – make sure you're keeping track of your expenses regularly so you can see patterns and make adjustments as needed. By tracking your expenses diligently, you'll start to see where your money is really going. Maybe you're spending more on eating out than you realized, or those daily coffees are adding up faster than you thought. Armed with this information, you can start to make changes to your spending habits and prioritize where you want your money to go. Remember, tracking your expenses diligently is not about judging yourself or feeling guilty about how you spend your money. It's about being aware and empowered to make informed decisions about your finances. So grab your notebook or open that budgeting app and start tracking like a pro. Your future self will thank you.
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