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Set clear financial goals from "summary" of Manage Your Money Like a F*cking Grown-Up by Sam Beckbessinger
To get your finances in order, you need to have a clear idea of what you're working towards. Setting financial goals is like setting a destination on a road trip - without knowing where you're headed, you'll just end up driving in circles. Your goals should be specific, measurable, achievable, relevant, and time-bound. Vague goals like "save more money" won't cut it. Instead, think about what you want to achieve in the short term (like saving for a vacation) and in the long term (like buying a house or retiring comfortably). Having clear financial goals gives you something to strive for and helps you stay motivated when times get tough. It's much easier to stick to a budget and make sacrifices if you know that they're bringing you closer to your goals. Think of your goals as a roadmap - they'll guide you in making decisions about your money and keep you on track when temptation strikes. When setting your financial goals, make sure they're realistic and achievable. Dreaming big is great, but if your goals are too far-fetched, you'll just end up feeling discouraged. Start small and work your way up - achieving small victories will give you the confidence to aim higher. And don't forget to review and adjust your goals regularly. Life changes, and so should your financial goals. Be flexible and willing to make changes as needed. Remember, your financial goals are personal to you. Don't compare yourself to others or try to keep up with the Joneses. Focus on what's important to you and what will bring you true happiness and fulfillment. And most importantly, be patient. Rome wasn't built in a day, and neither will your financial empire. Stay focused, stay determined, and you'll get there eventually.
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