Avoid debt from "summary" of You Need a Budget by Jesse Mecham
Debt is a four-letter word that carries a heavy burden. It can weigh you down, restrict your freedom, and limit your options. When you owe money to someone else, you are essentially giving away a piece of your future earnings. You are committing to work for that creditor until the debt is paid off. Debt can be a slippery slope that leads to stress, anxiety, and financial hardship. It can spiral out of control quickly, leaving you feeling trapped and overwhelmed.
Avoiding debt is not just about saying no to unnecessary purchases or living below your means. It's about making intentional choices with your money that align with your values and goals. It's about recognizing the true cost of debt - not just the interest you pay, but the opportunity cost of missing out...
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