Create a budget that works for you from "summary" of The Total Money Makeover: Classic Edition by Dave Ramsey
Creating a budget that works for you is the cornerstone of financial success. It's not about restricting your freedom or making life miserable; it's about taking control of your money so that you can live the life you want. The key is to make your budget simple and easy to follow. Start by writing down your income and expenses. Be honest with yourself about how much money you make and where it's going. This will help you see where you can cut back on spending and where you can save more. Remember, a budget is not set in stone; it can and should be adjusted as needed. Once you have a clear picture of your finances, set realistic goals for yourself. Do you want to pay off debt,...
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