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Discrimination can occur at both individual and systemic levels from "summary" of The Economics of Poverty and Discrimination by Bradley R. Schiller

Discrimination can manifest itself in different forms and at various levels within society. At the individual level, discrimination occurs when a person is treated unfairly based on certain characteristics such as race, gender, or age. This type of discrimination is often the result of personal biases or prejudices that individuals hold towards others who are different from them. For example, an employer may choose not to hire a qualified candidate simply because of their race, even though they possess all the necessary skills and qualifications for the job. On the other hand, discrimination can also occur at a systemic level, where entire institutions or systems perpetuate unfair treatment towards certain groups of people. This type of discrimination is more ingrained in the structure of society and can be seen in policies, practices, ...
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    The Economics of Poverty and Discrimination

    Bradley R. Schiller

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