Budgeting is crucial from "summary" of The Dumb Things Smart People Do with Their Money by Jill Schlesinger
Budgeting is not just a suggestion or a passing fad. It is a fundamental aspect of financial management that cannot be ignored. Without a budget, you are essentially flying blind when it comes to your money. You may think you have a good handle on your finances, but without a budget, you are likely overlooking important details and missing out on opportunities to improve your financial situation.
Creating a budget forces you to take a close look at your income and expenses, giving you a clear picture of where your money is going each month. This awareness is essential for making informed decisions about your finances and identifying areas where you can cut back or make changes. Without a budget, you may find yourself overspending in certain areas without even realizing it, leading to financial stress and uncertainty.
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