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Create a budget and stick to it from "summary" of Start Over, Finish Rich by David Bach
Creating a budget and actually sticking to it is perhaps the most important step you can take on your journey to financial security. It sounds simple, but the reality is that many people struggle with this concept. It's not enough to just have a budget - you have to follow it religiously. The first step in creating a budget is to take a hard look at your monthly expenses. This means tracking every dollar you spend, from your mortgage or rent payment to your morning coffee. Once you have a clear picture of where your money is going, you can start to categorize your expenses and create a budget that allocates a certain amount of money to each category. It's crucial to set realistic goals when creating your budget. Be honest with yourself about how much you can afford to spend in each category, and don't forget to budget for unexpected expenses or emergencies. Rememb...
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