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Being honest with yourself about your financial situation is the first step towards positive change from "summary" of Real Life Money: the Journal by Clare Seal

It's time to face the music. To really look at your financial situation and assess where you're at. It's not easy, I know. But trust me when I say that being honest with yourself about your money is the first step towards making positive changes. You can't bury your head in the sand and hope that everything will work itself out. It just doesn't happen that way. Take a deep breath and gather all your financial documents. Look at your bank statements, credit card bills, and any other debts you may have. Lay it all out in front of you. It may be scary to see it all laid bare, but it's necessary. This is the reality of your financial situation, and you need to confront it head-on. Once you have a clear picture of where you stand, you can start to make a plan. This is where the mag...
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    Real Life Money: the Journal

    Clare Seal

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