Create a budget that aligns with goals from "summary" of Let's Talk Money by Monika Halan
To make a budget that aligns with your goals, start by asking yourself what you want to achieve in the short, medium, and long term. This will help you prioritize your spending and saving. For example, if you want to buy a house in five years, you'll need to save a certain amount each month to reach that goal. Next, break down your goals into smaller, manageable steps. This will make them less intimidating and easier to achieve. For instance, if your goal is to save for a vacation, calculate how much you need to save each month to make it happen. Once you have a clear idea of your goals, track your income and expenses to see where your money is going. This will help you identify areas where you can cut back and save more. For examp...
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