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Be intentional about your spending and saving habits from "summary" of Know Yourself, Know Your Money: Discover Why You Handle Money the Way You Do, and What to Do about It! by Rachel Cruze

To truly take control of your finances, you must be intentional about how you spend and save your money. It's not enough to simply go through the motions and hope for the best. You need to have a clear plan in place and stick to it. This means being conscious of every purchase you make and every dollar you save. When you are intentional about your spending, you are making a conscious effort to only spend money on things that are important to you. This means avoiding impulse purchases and frivolous spending. Before making a purchase, ask yourself if it aligns with your financial goals and values. If not, reconsider whether it's worth the money. Likewise, being intentional about your saving habits means setting specific goals for yourself and taking steps to achieve them. This could involve setting up automatic transfers to your savings account, creating a budget to track your progress, or finding ways to cut back on expenses to save more money. By being intentional about your saving habits, you are taking control of your financial future and setting yourself up for success.
  1. By staying focused on your goals and reminding yourself of the bigger picture, you can make better financial decisions and ultimately achieve financial freedom. So, take the time to evaluate your spending and saving habits, make a plan, and stick to it. Your future self will thank you for it.
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Know Yourself, Know Your Money: Discover Why You Handle Money the Way You Do, and What to Do about It!

Rachel Cruze

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