Use credit cards strategically to maximize rewards from "summary" of I Will Teach You to Be Rich, Second Edition by Ramit Sethi
To get the most out of your credit cards, you need to be strategic. This means choosing cards that align with your spending habits and priorities in order to maximize the rewards you earn. Think about the categories where you spend the most money - whether it's groceries, dining, travel, or something else - and look for cards that offer bonus rewards in those categories. By concentrating your spending on these cards, you can earn more points or cash back.
It's also important to pay attention to sign-up bonuses when choosing a credit card. Many cards offer a substantial number of points or cash back when you meet a certain spending requirement within the first few months of account opening. These bonuses can be a quick way to boost your rewards balance, so it's worth considering when deciding which card to apply for.
Another key aspect of using credit cards strategically is being mi...
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