Budgeting is a key element in financial management from "summary" of A psicologia financeira by Morgan Housel
Budgeting is like the foundation of a house - it provides structure and stability to your financial life. Without a budget, your spending can easily spiral out of control, leading to financial stress and uncertainty. By creating a budget, you can track your income and expenses, identify areas where you may be overspending, and make adjustments as needed to stay on track.
Budgeting forces you to confront your financial reality and make conscious decisions about how you want to allocate your money. It allows you to prioritize your spending, focusing on what is most impor...
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