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Debt is the enemy from "summary" of The Total Money Makeover by Dave Ramsey

Debt is the enemy. It creeps into our lives slowly, almost unnoticed, until one day we find ourselves drowning in a sea of bills and payments. It takes away our freedom, our peace of mind, and our ability to live the life we truly desire. Debt is not just a financial burden; it is a heavy chain that shackles us to a life of stress and anxiety. When we carry debt, we are beholden to someone else - a bank, a credit card company, a lender. We are no longer in control of our own destiny; instead, we are at the mercy of those who hold our debt. Debt keeps us from reaching our full potential, from achieving our dreams, from living the life we were meant to live. Many people believe that debt is a necessary evil, a tool to be used to achieve their goals. But the truth is that debt is never the answer. It may provide temporary relief or instant gratification, but in the long run, it will only lead to more problems and more stress. Debt is a slippery slope that can quickly spiral out of control, leaving us with nothing but regret and despair. In order to truly take control of our financial future, we must first recognize debt for what it is - the enemy of our peace and prosperity. We must commit ourselves to living a debt-free life, to making smart choices with our money, and to building a solid foundation for our future. By eliminating debt from our lives, we can break free from its grip and start on the path towards financial freedom and security.
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    The Total Money Makeover

    Dave Ramsey

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